Jay Johnston
"Helping Families Buy and Refinance Homes Since 1998."
Branch Manager/Senior Mortgage Loan Originator
NMLS ID #: 149795

Licensed in: CT

Mobile: 860-917-5623
Fax: 203-413-5630
Office Address:
8 W. Main Street
Suite 3-15
Niantic, CT 06357

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

I’ve been a loan officer since 1998, and while I have seen many changes, one thing remains the same – my driving desire to help people and families find the right mortgage that will make a house their home. I am dedicated to providing comprehensive and exceptional service, starting with mortgage planning and education and continuing well beyond the closing.  Importantly, I am available around your schedule, not when business hours dictate.

I grew up in a blue collar town in Central New York, and I feel that environment molded my work ethic and my understanding of the value of superior customer service.  My wife and I moved our family to Connecticut in the late nineties and soon thereafter I began my mortgage career.  I write mortgages throughout Connecticut, most extensively in New London and Middlesex Counties.  I am fortunate to work in my community, and my new clients are referred to me by former clients, area realtors, and local attorneys.  I believe that these referrals are a result of the care and effort I put into every transaction, and I look forward to the opportunity of proving that to you!

You’ve heard the saying that ‘it takes a Village…’ and that is also true when it comes to the mortgage process.  I am indeed fortunate to work with a fantastic team, a village, if you will – Village Mortgage Company.  We are mortgage bankers, direct lenders with our home office in Connecticut.  Processing, underwriting and closing operations are all managed locally, giving us many advantages over national companies.  We offer a wide variety of government-insured and conventional products with competitive interest rates.  In operation since 1996, Village Mortgage offers the stability, experience and superior support services to help me make your loan experience the best it can be.

With Village Mortgage, you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) HARP Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA / VA / USDA

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

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